We prioritize your needs, not commissions. Our flat-fee model ensures unbiased recommendations.
Experienced Agents
Our team has years of Medicare expertise. We stay updated on policy changes.
Personalized Service
We take time to understand your unique health needs and financial situation.
Understanding Medicare Parts A & B
Part A: Hospital Insurance
Covers inpatient care, skilled nursing facility care, and some home health care.
Part B: Medical Insurance
Covers outpatient care, preventive services, and medical supplies. Includes doctor visits.
Our Expertise
We help you understand and choose the best combination for your needs.
Simplify Your Medicare Journey
1
Initial Consultation
We discuss your health needs, budget, and concerns in a free, no-obligation meeting.
2
Plan Comparison
We present tailored Medicare options, explaining benefits and costs in simple terms.
3
Enrollment Assistance
We guide you through the enrollment process, ensuring all paperwork is correct.
4
Ongoing Support
We're here to help with questions or concerns throughout your Medicare journey.
Medicare Part D: Prescription Drug Coverage
1
Step 1: Eligibility
Enroll in Part D if you have Original Medicare (Part A or B).
2
Step 2: Plan Selection
We help you choose from various plans offered by private insurance companies.
3
Step 3: Cost Consideration
Plans vary in cost. We find options that fit your budget and needs.
4
Step 4: Enrollment
We guide you through the enrollment process, ensuring a smooth transition.
Low-Income Assistance Programs
Medicare Savings Programs
Help paying for premiums, deductibles, and copayments for those with limited income.
Extra Help
Assistance with prescription drug costs for individuals with income below $1,700/month.
Medicaid
Comprehensive coverage for those with very low income and limited resources.
Our Guidance
We'll help you determine eligibility and navigate the application process for these programs.
Frequently Asked Questions
When should I enroll in Medicare?
Most people should enroll during their Initial Enrollment Period, which begins 3 months before their 65th birthday and ends 3 months after.
What's the difference between Original Medicare and Medicare Advantage?
Original Medicare is government-provided and includes Parts A and B. Medicare Advantage is offered by private companies and often includes additional benefits.
How often can I change my Medicare plan?
You can make changes during the Annual Enrollment Period (October 15 - December 7) or during special enrollment periods if you qualify.
Contact Us Today!
If you still have any questions, don't hesitate to reach out to us.